My book launch briefing in San Francisco

I discussed my book, “The Great Transition: The Personalization of Finance is Here,” during the Silicon Valley Innovation Tour last September.

Here’s a glimpse of the key points:

● Key themes and insights were presented, starting with the concept of the personalisation of finance and identifying four essential ingredients: identity, value, intermediaries, and information.

● I shared insights on CBDCs and macro trends, including my one-line conclusion on CBDCs being designed to fail.

● I urged the banking industry to embrace the ongoing revolution and adopt a forward-looking perspective on the evolution of traditional banking products.

● The importance of conversations and data in the finance industry was emphasised, with encouragement for platform players to focus on collecting conversations to identify and develop products.

● The prediction of the next financial crisis was presented, anticipating it to be based on ephemeral factors like perception rather than underlying assets.

● Observations were shared regarding a cautious approach among AI players in Silicon Valley due to funding issues, with an emphasis on the need to focus on the foundational layer of AI for transformational changes.

● In conclusion, I expressed the ease of predicting the next financial crisis based on the industry’s direction and highlighted the ephemeral nature of risks in the financial services sector.